The mobile version of the Discover card website may look a little different from the full version, but you should have no trouble tracking down the links you need. Download the Discover Mobile app to manage your payments and account details all from one convenient hub. [2] X Research source
Once you’ve registered your account, you’ll be able to set a custom user ID and password. Be sure to write this information down somewhere secure so you won’t lose it. If you already have an account on the Discover website, you can skip this step and put in your login info instead.
If you’re bad about forgetting your login info, check the “Remember User ID” box to store it in your computer for future visits. Avoid choosing the “Remember User ID” option if you’re using a public computer where someone else might be able to access your credit card information.
The money for your payment will be deducted directly from your bank account. It’s not an option to pay your credit card bill using a debit card or another credit card. However, you can make up to two payments a day using different bank accounts. If possible, pay more than the minimum required amount. Not only is this good for your credit score, it can also help you avoid accumulating late fees and interest charges. [5] X Research source
Remove the payment coupon carefully to avoid ripping it and losing any important info.
If you’re sending a payment via money order, you’ll also need to sign the front side of the form. Never send cash through the mail, as it could easily be intercepted and stolen by a third party.
This address is also conveniently listed on the top of the payment coupon, so you shouldn’t have to worry about forgetting it. If you accidentally mail your payment to the wrong place, there’s a chance it may not be processed before the due date.
Keep in mind that the mail doesn’t run on the weekends in some parts of the world. To make sure your payment will be received on time, only include business days in your 7-10 day window.
Weekends are the only exception to standard processing times. Any payment made after 5:00pm EST on Friday won’t be credited until Sunday. Website unavailability may affect the timeliness of a payment. Be aware that you’re responsible for any payments that are received late due to technical difficulties.
Return check fees are also levied for cancelled checks and payments that come from an account that has been recently closed. On top of a return check fee, you’ll be at risk of a late fee if you don’t provide an alternative form of payment before your bill’s due date.
After choosing a date, you can decide whether you want to send the money from your account manually or have it drafted automatically. You’ll need to make your payment by 5:00pm EST on the payment posting date for it to be considered on time. [12] X Research source
Be sure to mark your email notifications from Discover as “important” so they don’t end up in your spam folder. If you prefer, you can also have billing alerts texted directly to your cell phone.
You can also mail general inquiries to P. O. Box 30943, Salt Lake City, Utah 84130-0943.
